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Mortage, morgage In conjunction with the Tender Offer, Ipiranga is also soliciting consents to adopt certain proposed amendments to the Notes and the fiscal agency agreement pursuant to which the Notes were issued. The proposed amendments would, among other things, eliminate substantially all of the restrictive covenants and certain events of default contained in the Notes. Franklin Refinancing Home Equity Loans> The solicitation of consents is scheduled to end March 22, 2006, unless extended or earlier terminated. Holders will be entitled to withdraw their tenders and revoke their consents pursuant to the tender offer only before 5:00 p.m., New York City time, on March 22, 2006. To receive the total consideration, holders must validly tender and not withdraw their Notes (and thereby consent to the proposed amendments) by 5:00 p.m., (the "Consent Payment Deadline"). Holders who tender Notes after the Consent Payment Deadline will receive the total consideration minus a $30 per $1,000 principal amount consent payment.
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